When making a short film, it is essential to cover all of your bases, including insurance. The SAG short film agreement is a contract between the Screen Actors Guild (SAG) and the filmmakers, outlining the terms and conditions under which actors will be hired and paid. In addition to the standard provisions of the contract, it also includes a section on insurance requirements.
Insurance is necessary because it protects the filmmaker from financial loss in the event of an accident or injury on set. Without insurance, the filmmaker would be responsible for any medical expenses or damages incurred by the actors or crew. The SAG short film agreement requires filmmakers to provide proof of insurance before filming begins.
The insurance requirements outlined in the SAG short film agreement include workers` compensation and general liability insurance. Workers` compensation insurance provides coverage for injuries or illnesses sustained by employees on the job. General liability insurance provides coverage for property damage and bodily injury that occurs on the set.
It is important to note that the SAG short film agreement only covers actors who are members of the Screen Actors Guild. If the filmmaker hires non-union actors, they will need to provide their own insurance.
When obtaining insurance, it is important to work with a reputable insurance provider who has experience working with filmmakers. They can help you determine the appropriate coverage levels and ensure that you are fully protected in the event of an accident.
In summary, the SAG short film agreement includes insurance requirements that are essential for protecting filmmakers from financial loss due to accidents or injuries on set. It is important to obtain the proper insurance coverage before filming begins and to work with a knowledgeable insurance provider. With the right insurance in place, filmmakers can focus on creating their art without worrying about potential financial risks.